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FEMA
March 1, 2024

RBI Revises FDI Policy for Insurance Intermediaries — 100% FDI Allowed

The Reserve Bank of India has amended the FEMA regulations to allow 100% Foreign Direct Investment in insurance intermediaries such as insurance brokers, third party administrators, and surveyors under the automatic route.

Strengthening the financial sector's global integration, the Reserve Bank of India (RBI) has officially recognized the cabinet's decision to permit 100% Foreign Direct Investment (FDI) in insurance intermediaries via the automatic route. This policy update applies to insurance brokers, re-insurance brokers, third-party administrators, and loss assessors. The move is expected to attract significant international know-how, foster global best practices, and improve the penetration of insurance products across India.

Impact and Action Required

Given the rapidly evolving regulatory landscape, this update may significantly impact your standard compliance flows. Our analysts recommend immediately verifying your internal accounts against the new standards. Reach out to our specialized advisory desk for a custom consultation regarding this change.

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